Comes With Benefits.
Investors with complex needs are increasingly seeking out independent advice - and one way to ensure you're getting independent advice is to work with an independent financial advisor. The benefits of working with an independent financial advisor include:
Independent advisors are not tied to any particular family of funds or investment products. So whether you need help with retirement planning, a tax situation, estate planning, or managing assets at multiple places, independent advisors have the freedom to choose from a wide range of investment options in order to tailor their advice based on what's best for you.
Customized guidance based on your entire financial picture.
To offer advice closely aligned with your goals, independent advisors must first build a strong understanding of your situation. As a result, many independent advisors focus on building deep relationships with their clients. This often takes regular, ongoing interactions. And because many of these advisors are entrepreneurial business owners, they hold themselves personally accountable to their clients.
A relationship that's responsive, attentive, and personal.
Independent advisors typically charge a fee based on a percentage of assets managed. This fee structure is simple, transparent, and easy to understand. It also gives your advisor an incentive to help grow your assets. When you succeed, your advisor succeeds.
A fee structure that is simple and transparent.
Independent advisors can help investors address the variety of complex investment needs that arise when you accumulate significant wealth. While specific services vary from firm to firm, they are often described as financial "quarterbacks'' focused on your holistic financial picture. Some advisors are specialists in certain investment strategies. Others can assist you with comprehensive services, such as estate planning or borrowing, the sale of a business, complicated tax situations, trusts, and intergenerational wealth transfer.
A high level of expertise to support your complex financial needs.
Independent advisors use independent custodians, like Charles Schwab and others, to hold clients' assets. For many investors, this provides a reassuring system of checks and balances - your money is not held by the same person who advises you about how to invest it.
Your money is held by an independent custodian, not the advisor firm.
Advisors who work on teams or for large investment firms are held accountable to team goals and priorities. In contrast, your independent advisor reports to you first. Your specific investment priorities are their sole focus and commitment.
Your advisor is accountable to you first.
MEET YOUR WEALTH ADVISOR
Ms. Joanne Liakos
BACKGROUND & EDUCATION
I joined SeaCrest Wealth Management in 2009 as a Wealth Advisor, but began my investment career with Prudential Bache Securities in 1984. I hold a Bachelor of Arts in Economics from State University of New York.
HOW CAN I HELP YOU?
I provide wealth management solutions to high net worth individuals and develop plans for retirement.
I work to understand your particular needs and goals.
With 35 years in the financial service business, I have experienced a variety of vagaries of the global markets.
THE NEXT STEP
If you have ever considered creating a more intentional plan for your financial future, or if you are simply curious about new opportunities for your investment portfolio, please consider setting an appointment with me. A 15-minute phone call or a cup of coffee can be the beginning of a better retirement for you and your loved ones.
SELECT A SCHEDULING OPTION
The SeaCrest Promise
Before we recommend any strategy or solution, we take the time to fully understand your unique goals. Whether you need to fund your retirement while caring for a parent, want to optimize the transfer of your wealth or hope to impact a cause you care about, our knowledge will help craft the appropriate financial strategies and implement the right solutions.
To help you attain your objectives, our goal is to take a holistic view of your situation and consider all of your assets and liabilities. Based on this understanding, we build a smart plan that can evolve over time as your needs and circumstances dictate.
At SeaCrest, your Advisor will serve as a single and fully accountable point of contact, providing access to our team of specialists and array of resources.